When can I consider my Asheville home sold? This is one of the most common questions real estate agents are asked. While the laws vary in different states, generally the contract is binding once both parties sign the offer. At that time the closing process begins. This is also the time when sellers …
Most Asheville homebuyers realize that they can’t expect a perfect home inspection report when buying a resale home. Cosmetic flaws and minor repairs are easily managed and shouldn’t be deal breakers. That said, there are some issues that are more serious and should give the buyer pause if not …
Have you ever been to a home where it’s clear that the kids have taken over the space? It’s obvious that the home has become more of a playground, filled with toys and bright-colored plastic everywhere. Homes like this often sacrifice style for durability or stain-resistance. Maybe this is your …
While vacation rentals are far and few between within the Asheville city boundaries, outside of the city limits there are many short term rentals within Buncombe and the surrounding counties of Western North Carolina. So while rare, it's important to consider the following scenario... You live …
Saving for a down payment in preparation for buying a new Asheville, NC home is pretty common knowledge. With the mortgage meltdown, most mortgages that allowed zero down payments disappeared. While FHA and VA loans still offer little to no money down, most potential homebuyers will need to save at …
Manual underwriting is how all loans were evaluated before computer algorithms took the human logic out of the process. Simply stated, a loan that is manually underwritten is one where a person evaluates the file for the borrower’s ability to make the loan payments. For those who have had credit …
If your lifestyle has changed with time and you’re ready to ditch the big house for a smaller, more manageable Asheville, NC home, it might be time to downsize. Deciding to shift to a more care-free dwelling is easy; determining where to begin is much harder. The accumulation of decades of living …
Even in Asheville, NC's strong seller’s market, a homebuyer might hear the words, “Make me an offer.” For a nicely appointed home that is well priced, this can be a surprise. Being invited to write an offer can often give the buyer pause. Most buyers will immediately wonder if something is wrong …
Heated Flooring – Is It Worth the Cost? It seems like everybody is remodeling these days. With everyone spending more time at home, not only are the dated features of our properties more obvious, but we also have the time and flexibility to meet contractors and supervise changes. New flooring is …
Nothing is more stressful than shopping for a mortgage and realizing your credit score isn’t what you expected. Worse still is finding that your identity has been stolen and there are fraudulent accounts or activity on your report. Recovering from identity theft can be time-consuming – you might …
