Saving for a down payment in preparation for buying a new Asheville, NC home is pretty common knowledge. With the mortgage meltdown, most mortgages that allowed zero down payments disappeared. While FHA and VA loans still offer little to no money down, most potential homebuyers will need to save at …
Manual underwriting is how all loans were evaluated before computer algorithms took the human logic out of the process. Simply stated, a loan that is manually underwritten is one where a person evaluates the file for the borrower’s ability to make the loan payments. For those who have had credit …
If your lifestyle has changed with time and you’re ready to ditch the big house for a smaller, more manageable Asheville, NC home, it might be time to downsize. Deciding to shift to a more care-free dwelling is easy; determining where to begin is much harder. The accumulation of decades of living …
