Manual underwriting is how all loans were evaluated before computer algorithms took the human logic out of the process. Simply stated, a loan that is manually underwritten is one where a person evaluates the file for the borrower’s ability to make the loan payments. For those who have had credit …
Buying a Home
Downsizing Made Easy
If your lifestyle has changed with time and you’re ready to ditch the big house for a smaller, more manageable Asheville, NC home, it might be time to downsize. Deciding to shift to a more care-free dwelling is easy; determining where to begin is much harder. The accumulation of decades of living …
Make An Offer
Even in Asheville, NC's strong seller’s market, a homebuyer might hear the words, “Make me an offer.” For a nicely appointed home that is well priced, this can be a surprise. Being invited to write an offer can often give the buyer pause. Most buyers will immediately wonder if something is wrong …